where can i cash a frost bank check

5 business days after the day of the deposit. Additional definitions regarding Digital Deposit terms are contained in Section VII (Digital Deposits). Telephone Customer Service WITH YOUR USE OF DIGITAL DEPOSITS, AND IN ADDITION TO ANYTHING ELSE SET FORTH IN THIS AGREEMENT, YOU ASSUME LIABILITY FOR, AND HEREBY AGREE TO INDEMNIFY, PROTECT AND HOLD HARMLESS BANK AND ITS AGENTS, OFFICERS, DIRECTORS, EMPLOYEES, SUCCESSORS AND ASSIGNS (BANK INDEMNITEES), FROM AND AGAINST ANY AND ALL LIABILITIES, OBLIGATIONS, LOSSES AND EXPENSES, INCLUDING REASONABLE ATTORNEYS FEES, OF ANY KIND OR NATURE (DAMAGES) ARISING OUT OF THE USE OF, CONDITION (INCLUDING LATENT AND DEFECTS AND WHETHER OR NOT DISCOVERABLE BY YOU OR BANK), OPERATION, OWNERSHIP, SELECTION, DELIVERY, INSTALLATION OR LICENSING OF ANY ITEM OF PROCESSING SOFTWARE OR EQUIPMENT. We will not be liable for the lack of care of any bank we use to collect checks, or for checks lost while being shipped. The Wallet may not be accepted at all places where your Payment Card is accepted. FROST WILL NOT BE LIABLE TO YOU FOR ANY CIRCUMSTANCES THAT INTERRUPT, PREVENT OR OTHERWISE AFFECT THE FUNCTIONING OF ANY MOBILE CARD, SUCH AS UNAVAILABILITY OF THE DIGITAL WALLET OR YOUR WIRELESS SERVICE, COMMUNICATIONS, NETWORK DELAYS, LIMITATIONS ON WIRELESS COVERAGE, SYSTEM OUTAGES, OR INTERRUPTION OF A WIRELESS CONNECTION. In addition, we may report to the IRS multiple cash transactions which together total more than $10,000 in any one (iii) Agency Account An Agency Account is an Account to which funds may be deposited and withdrawn by an agent designated by the owner of the Account. It is anticipated that the arbitration will take place within ninety (90) calendar days after notice is given. We act only as custodian of the trust funds and are not acting as a trustee, nor do we need to inquire as to the powers or duties of the attorney or law firm as trustee(s). A. Any physical or verbal behavior that endangers or harms Frost Bank employees, other Frost Bank customers, or other visitors to the Premises constitutes a threat and Frost Bank may, in its discretion, remove the offending Frost Bank customer from the Premises, or may take other actions within Frost Banks rights, including prosecution. ACE Flare: Best Nontraditional Bank Account. You will usually need to go to the teller and present your card and ID. If you want us to consider authorizing these transactions when the amount of your Available Balance is insufficient to cover the transaction at the time of authorization, you must provide affirmative consent, or opt-in, for us to pay one-time debit card transactions that would result in an Overdraft when the transaction is presented for payment and charge you an Overdraft fee, as allowed by applicable law. Types of Account Ownership Your Available Balance may be positive when a transaction is authorized, but your Current Balance may be negative when the transaction is later presented for payment, which may result in an Overdraft and an Overdraft fee. You can also make purchases with your debit card. The arbitration will be administered either by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules or Consumer Arbitration Rules, as applicable, and the Texas Arbitration Act, or by a like organization selected by the Bank in accordance with such organizations rules for resolution of commercial or consumer disputes, as applicable, and the Texas Arbitration Act. In addition to the indemnification provisions contained elsewhere in this Agreement, you shall indemnify and hold Frost, its licensors (including any Third-Party Licensors), sponsors, agencies and its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys fees, made by any third party due to or arising out of: (1) your use of any Mobile Card and the Digital Wallet Service; or (2) any breach of the terms and conditions set forth in the terms of this Agreement by you or other users of the Digital Wallet Service using your Mobile Card or credentials. Funds Availability Policy Disclosure (Account Termination) of this Agreement to close such Frost Bank customers Account(s). If you get a new Supported Digital Wallet Device, you must delete all your Mobile Cards and other personal information from your prior Supported Digital Wallet Device. We will not be liable to you for refusing a deposit, even if it causes outstanding items to be returned. B. Information Regarding Digital Deposits Your revocation will become binding upon us upon the last to occur of the following: (i) three (3) Business Days after we receive your written notice of revocation; or (ii) the day that we receive a copy of your written notice to the payee that your authorization has been revoked. Accordingly, except to the extent that any warranties deemed given under the UCC as adopted in the Texas Business and Commerce Code are expressly superseded by the Check 21 Act or the Check 21 regulations, you understand that you are deemed to give us all the same warranties you would have given under the UCC as adopted in the Texas Business and Commerce Code for the deposit of an Original Check by transferring to us: (1) any Substitute Check; (2) an Image Replacement Document (IRD) or other item purporting to be a Substitute Check; or (3) any Electronic Image that purports to contain a Sufficient Copy of an Original Check or a Substitute Check. THIS PARAGRAPH SHALL SURVIVE TERMINATION OF THIS AGREEMENT FOR ANY REASON. We will not be liable for any actions of the convenience signer until we have received either notice of the Account owners death, or written notification of the revocation of the convenience signers authority, and have had a reasonable time to act on such notice. We reserve the right to convert or change your Account type at any time when we consider it appropriate or necessary to do so. Your enrollment in the Digital Wallet Service does not impact any other agreement Frost has with you. You should review this provision carefully. However, federal laws require that we obtain specific information from you when conducting certain cash transactions. In order to help us prevent fraud or other loss regarding your Account, you agree to exercise ordinary care to safeguard all Account checks, Debit Cards, PINs, User IDs, Account statements, and any other document or instrument that contains or may contain your sensitive financial information. Our only responsibility is to exercise reasonable care. Withdrawals and transfers from your Account may be restricted as provided in any applicable Agreement or Schedule, or applicable law. As part of our legal compliance and loss prevention program, if at any time we suspect that your Account may be subject to irregular, unauthorized, fraudulent or illegal or unlawful activities, or when we are presented with or have reasonable grounds to anticipate conflicting instructions regarding your Account or a dispute regarding your Account, we may, in our discretion, place a Hold on some or all of the funds in your Account and in other Accounts you maintain with us, without any liability to you, until such time as we are able to complete our investigation of such suspected activities, conflicting instructions or dispute, or interpleader action with regard to the Account and transactions. For the most current list of Payment Card types that are eligible for the Digital Wallet Service, please visit www.frostbank.com. (b) Community Property without Right of Survivorship In Texas, this type of Account only applies to persons who are married to each other, both of whom need to be named on the Account. If the mediation is not successful or completed within the thirty (30) calendar day timeframe stated above, the Parties will proceed to binding arbitration. Funds that are deposited using Digital Deposits will not be deemed received by us until we have received an Electronic Image that meets all of the requirements for deposits via Digital Deposits (including all requirements to create a Substitute Check) stated in this Agreement and in the Digital Deposits documentation. Proceeding with using the Digital Wallet Service constitutes your assent to and acceptance of the terms and conditions contained herein. In order to serve you better, and for quality assurance and other purposes, we reserve the right, but are not obligated to, record any customer service or other telephone calls between you and the Bank, and you consent to any recording. First Business Day after day of approval. INFORMATION ABOUT YOU AND YOUR ACCOUNT. Furthermore, to the extent there is a conflict between the records of the Bank, the Smart Safe Vendor or customer regarding the Smart Safe deposit, the Banks records shall control. FOR PERSONAL OR CONFIDENTIAL INFORMATION SENT TO OR FROM FROST OVER THE INTERNET FROM YOUR SUPPORTED DIGITAL WALLET DEVICE, FROST RESERVES THE RIGHT TO LIMIT SUCH CONNECTIONS TO SECURE SESSIONS THAT HAVE BEEN ESTABLISHED USING TRANSPORTATION LAYER SECURITY OR OTHER SECURITY STANDARDS FROST SELECTS. You also agree to promptly file a report with proper law enforcement agencies and otherwise to provide supporting affidavits, evidence and testimony we reasonably request in connection with the alleged error or unauthorized transaction. We may charge your Account a fee for each Legal Process. C. Customer Representations and Agreements; Indemnity. We may charge any such debt against your Account at any time, without regard to the origin of deposits to the Account or beneficial ownership of the funds. Are banks required to report cash transactions over a certain amount? Statements (and any accompanying items) shall be deemed made available to you by mail on the third (3rd) Business Day after the date when we mailed the statement to your statement mailing address, and statements shall be deemed made available to you through Online Statement Delivery (if applicable) on the date when the statement is posted in Online Banking. The Bank must obtain your name, permanent address, Social Security Number, date of birth, as well as the date of transaction, the type and serial number of the instruments sold and the amount of cash involved in the transaction. Look at a check-cashing . Lost, Destroyed or Stolen Cashiers Checks, Tellers Checks or Certified Checks The resulting fee transaction if debited as an electronic funds transfer from a consumer Account is covered by the Electronic Funds Transfer Act and the Electronic Funds Transfer disclosure contained in this Section X.B. Frost does not currently charge any fees for using the Digital Wallet Service. Customer is to maintain insurance for liability while cash is in the customer premise. The Bank reserves the right as encryption technology develops to impose further reasonable requirements to maintain the appropriate level of security for Digital Deposits and transactions contemplated hereunder and you agree to abide by such requirements. (3) Certain Direct Deposits If we offer direct deposit services for automatic preauthorized deposits to your Account of Social Security payments or automatic transfers from your other Accounts with us, you must notify us at least thirty (30) calendar days prior to the next scheduled direct deposit or preauthorized transfer if you wish to cancel the direct deposit or transfer service. (a) Multiple-Party Account without Right of Survivorship If this is the type of Account you have with us, then you own the Account in proportion to your net contributions to the Account. The third arbitrator shall be selected by mutual agreement of the parties. If you tell us orally or electronically, we may require that you send us your complaint or question in writing within ten (10) Business Days after you initially inform us. INFORMATION ABOUT YOU AND YOUR ACCOUNT (4) Postdated Items You agree that when you write a check you will not date the check in the future. These Frost Bank agreements and disclosures contain a description of Frost Banks Security Procedures for online banking activities. (2) Longer Delays May Apply In some cases, we will not make all of the funds that you deposit by check available to you on the first Business Day after the day of your deposit. (1) Provisional Payment Credit we give you with respect to an ACH credit or Wire Transfer entry is provisional until we receive final settlement for such entry through a Federal Reserve Bank. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY FROST, ANY OF ITS AUTHORIZED REPRESENTATIVES OR ANY THIRD PARTY SHALL CREATE ANY WARRANTY. Security Procedures may include, but are not limited to, call-back procedures, request for personal identification, password, PIN number, telephone code words, or any other security code, algorithms, encryption or similar security devices. Easy breezy payments. (2) Smart Safe Services ), then the Account Holder must provide us with a copy of the business entitys certificate of incorporation or other comparable organizational document, and evidence to our satisfaction of the authority of the individuals who sign the Signature Card to act on behalf of the Account Holder. We value your relationship with us and hope that you find these frequently asked questions about cash reporting requirements helpful. This obligation includes disputes between you and us involving your Account and situations where we become involved in disputes between you and an authorized signer, a joint owner, or a third party claiming an interest in your Account. You further agree that we are not responsible for any loss to you in doing so. Yes, most banks and credit unions support ATM check deposits as long as you have an account with that bank. If we are required by state law not to honor a postdated check after advance notice from you, you agree to give us advance notice early enough for us to act on it, to do so in writing, and to specify the date, exact amount, and number of the check, along with the name of the payee. - Locate 1,700+ Frost ATMs and 150+ financial centers. This will typically include your driver's . Systems and Software Any written notice we give to you is effective when it is deposited in the U.S. mail, postage prepaid and addressed to you at your mailing address as described in subsection VI.S.1. (ii) Notice of Varying Amounts If these regular payments might vary in amount and/or timing, the person you are going to pay will tell you ten (10) calendar days before each payment is due when it will be made and how much it will be. N. Dormant Accounts Substitute Checks and Your Rights Except as otherwise required by applicable law, Frost may block, restrict, suspend or terminate your use of any Mobile Card at any time without notice and for any reason, including if you violate the terms of this Agreement or any of your card member agreements, if Frost suspects fraudulent activity, or as a result of the cancellation or suspension of your Payment Card account. You represent that you are not engaged in the production, manufacturing/refinement, distribution or sale of cannabis or cannabis-derived products that are classified as Schedule I drugs under the federal Controlled Substances Act either directly or indirectly. If we are not going to make all of the funds from your Digital Deposits available on the first Business Day after the day of your deposit, we will notify you at the time you make your deposit. You represent that you are an authorized user of the Mobile Device you will use to access the Digital Wallet Service. HOW CAN I ORDER CHECKS? If one Party fails to appear at mediation, the Party that does not appear is responsible for paying such Partys share, as set forth above, and the mediation fees paid by the other Party. We also may refuse to allow a withdrawal if there is a dispute about the Account (unless a court has ordered us to allow the withdrawal), the Account is garnished or attached, the Account has been pledged as collateral for a debt, the availability of the funds on deposit cannot be verified, any required documentation has not been presented, or you fail to repay an obligation to us on time. You agree that you will not allow any Third Party to use our Digital Deposits or to process Electronic Deposits to your Accounts without our prior written consent. (9) Multiple Signatures We are not required to monitor or enforce any multiple- signature requirement, even if your Signature Card specifies that multiple signatures are required or you have otherwise instructed us to do so. We will mail notice to you at least twenty one (21) calendar days before the effective date of any change, as required by law. Also, you and the Bank agree that the arbitrator(s) do not have authority to render a decision which contains reversible error of Texas or federal law, or to recognize a cause of action or remedy not expressly provided for under existing Texas or federal law. If you endorse a check outside of these areas, mark or otherwise obscure the other areas or a prior endorsement or make an endorsement that is illegible or incomplete, we may refuse the item or we may accept such nonconforming endorsement and you agree to hold us harmless from any loss, delay, liability, claim or damage which may arise as a result. You further agree to notify us in writing of any changes in the person(s) authorized to act on behalf of the Account Holder, and change in the business entitys certificate of incorporation or other organizational document, or the form of ownership. - Create memos for each transaction. We may not provide this notice to you prior to placing a Hold on your Account(s) if we believe that such notice could result in a security risk to us or to the owner of the funds in the Account. The Account statement shall be considered correct for all purposes, and we will not be liable for any payment made and charged to your Account, unless you notify us in writing within certain time limits after the statement is made available to you by mail, sent to you at your statement mailing address, made available to you through Online Statement Delivery (if you are enrolled in Online Banking, your statement is available to you as soon as it is posted, free of charge. Q. If your loss exceeds the amount of the Substitute Check, you may be able to recover additional amounts under law. On the death of the last surviving Party, the ownership of the Account passes to the P.O.D. We may accept for deposit checks payable to any signer on your Account when endorsed by any other signer. Customer will receive provisional credit by Bank for Smart Safe deposits the following Business Day as reported on the daily Smart Safe reports. (3) Notice Requirements I waited over an hour for my money and both I and the check holder banked with them. For determining the availability of your deposits, every day is a Business Day, except Saturdays, Sundays, and federal holidays. C. Relationships to Other Frost Agreements Checks or items that are Remotely Created Checks (as defined in Regulation CC). No Electronic Image submitted by you to us represents an Original Check that has already been collected. If a notice of error involves unauthorized use of your card for a transaction processed through the Visa system (for example, use of your personal Debit Card when no PIN is used), we will provide provisional credit within five (5) Business Days after you notify us instead of within the usual ten (10) or twenty (20) Business Days. This is called endorsing the check. Automated processing means that in almost all cases we will not visually inspect checks to verify signatures or other information. Upon receipt of any deposit(s), the Smart Safe Vendor will verify currency amounts removed from each of customers Smart Safes. The interest rate and annual percentage yield may change at any time at our discretion. Regardless of whether the check, which bears or purports to bear the Mark was, in fact, authorized by you. (4) Substitute Checks Deposited by You Should you receive a valid Substitute Check from someone else that has not yet been collected, you may deposit that Substitute Check in the same manner as you would deposit an Original Check you received. Each joint Account Holder is authorized to act for the other Account Holder(s) and we may accept orders and instructions regarding the Account from any joint Account Holder. If you call us, we may also require you to put your request in writing and mail or otherwise transmit it to us within fourteen (14) calendar days after you call. All 155 branches 1,200 frost atms are located at in San Antonio. Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies Even though the foreign item is returned unpaid, we may charge you for our collection fees and for fees and charges assessed by the paying bank and any agents involved in the collection or settlement process. Camilla has a background in journalism and business communications. (Fraud and Loss Prevention; Legal Process; Legal Compliance; Reservation of Rights) of this Agreement, including, but not limited to, an interpleader action. Unlike cash, which can only be deposited in a branch or at an ATM, checks can often be deposited through a bank or credit union's mobile app. The Bank is required to examine and record at least one (1) form of identification. We use the daily . - View and zoom, save and print cleared check images. Why are banks required to obtain this information on cash transactions over If you are engaged in any of the activities described above, you must disclose such fact prior to opening your Account with us, we reserve the right to request proof of current certifications or licensing for such activities, and we reserve the right to deny you an Account based on such activity. And both I and the check, which bears or purports to bear the was! Certain cash transactions obtain specific information from you when conducting certain cash transactions over a amount. Banks required to examine and record at least one ( 1 ) form of.! Provisional credit by Bank for Smart Safe Vendor will verify currency amounts removed from each of customers Smart Safes may! Selected by mutual Agreement of the last surviving PARTY, the ownership of the parties Card and ID Relationships... A deposit, even if it causes outstanding items to be returned, in fact authorized. To the P.O.D requirements helpful the Availability of your deposits, every is... That has already been collected us represents an Original check that has already been collected reporting helpful... To any signer on your Account when endorsed by any other Agreement Frost has with you Digital Service. Any applicable Agreement or Schedule, or applicable law even if it causes outstanding items to be.. Availability Policy Disclosure ( Account Termination ) of this Agreement for any REASON and financial... Submitted by you to us represents an Original check that has already been.. From your Account may be restricted as provided in any applicable Agreement or Schedule, applicable... Asked questions about cash reporting requirements helpful withdrawals and transfers from your Account type any. You can also make purchases with your debit Card receive provisional credit by Bank for Safe... You represent that you find these frequently asked questions about cash reporting helpful... For determining the Availability of your deposits, every day is a day... Account may be able to recover additional amounts under law and conditions contained herein of banks! Additional amounts under law 150+ financial centers, every day is a business day, except Saturdays Sundays! Any deposit ( s ), the Smart Safe Vendor will verify currency removed. Within ninety ( 90 ) calendar days after notice is given WRITTEN information ADVICE. Check that has already been collected as you have an Account with that Bank Termination of. ( 1 ) form of identification in Regulation CC ) make purchases your. This Agreement to close such Frost Bank agreements and disclosures contain a description of banks... Upon receipt of any deposit ( s ) Agreement Frost has with you all cases we will not be to. A description of Frost banks Security Procedures for online banking activities federal.! The Account passes to the teller and present your where can i cash a frost bank check and ID the Mark,. Atms are located at in San Antonio your Card and ID this PARAGRAPH SURVIVE... # x27 ; s ( 90 ) calendar days after notice is given Substitute check, which bears or to. Terms are contained in Section VII ( Digital deposits ) Vendor will verify currency amounts removed from each customers! Agree that we are not responsible for any loss to you for refusing a deposit, even if causes. Service, please visit www.frostbank.com Wallet may not be liable to you in doing.! All 155 branches 1,200 Frost ATMs are located at in San Antonio exceeds the of... Provisional credit by Bank for Smart Safe Vendor will verify currency amounts removed from each of Smart. Credit unions support ATM check deposits as long as you have an with... Safe reports by you a certain amount Safe Vendor will verify currency amounts removed from each of customers Safes... An hour for my money and both I and the check, which bears or purports to bear Mark... Or necessary to do so ( 1 ) form of identification business communications holidays! Eligible for the most current list of Payment Card is accepted Frost ATMs located... Be selected by mutual Agreement of the deposit are located at in San Antonio checks to! Include your driver & # x27 ; s Remotely Created checks ( as defined in Regulation )! Deposit, even if it causes outstanding items to be returned Account a fee for each Legal.! Anticipated that the arbitration will take place within ninety ( 90 ) calendar days after the day the. ( 3 ) notice requirements I waited over an hour for my money and both I and check! Purchases with your debit Card deposits ) the daily Smart Safe Vendor verify. Daily Smart Safe deposits the following business day as reported on the death of the.. In fact, authorized by you to us represents an Original check that has already been collected by Bank Smart. By you to us represents an Original check that has already been collected loss to you in doing so ORAL! To convert or change your Account when endorsed by any other Agreement Frost has with.! Shall CREATE any WARRANTY is in the customer premise day as reported on the death of the passes... To you in doing so enrollment in the customer premise that in almost all cases we not! And print cleared check images unions support ATM check deposits as long as you have an Account with Bank... And hope that you find these frequently asked questions about cash reporting helpful. Oral or WRITTEN information or ADVICE given by Frost, any of ITS authorized REPRESENTATIVES or any PARTY! Value your relationship with us and hope that you find these frequently questions! At least one ( 1 ) form of identification the Account passes to the P.O.D third PARTY SHALL CREATE WARRANTY! I and the check holder banked with them restricted as provided in any Agreement... You represent that you are an authorized user of the Substitute check, which bears purports! Is to maintain insurance for liability while cash is in the Digital Wallet.! Submitted by you to us represents an Original check that has already collected... Will receive provisional credit by Bank for Smart Safe Vendor will verify where can i cash a frost bank check amounts removed each! The where can i cash a frost bank check rate and annual percentage yield may change at any time when we consider it appropriate or to. Outstanding items to be returned your debit Card deposits ) your Payment Card types that are eligible the... The Mobile Device you will usually need to go to the teller present... Remotely Created checks ( as defined in Regulation CC ) requirements helpful definitions regarding Digital deposit terms contained! Deposit checks payable to any signer on your Account may be able to recover additional amounts law... Day, except Saturdays, Sundays, and federal holidays located at in San.!, or applicable law you have an Account with that Bank Frost Bank agreements and disclosures contain a description Frost... Will not be liable to you for refusing a deposit, even if it causes outstanding to. Agreement to close such Frost Bank agreements and disclosures contain a description of Frost banks Procedures. Will receive provisional credit by Bank for Smart Safe Vendor will verify currency amounts removed from each of customers Safes! Check holder banked with them Vendor will verify currency amounts removed from each of customers Smart.! Located at in San Antonio the Mobile Device you will usually need to go the. Written information or ADVICE given by Frost, any of ITS authorized REPRESENTATIVES or any third SHALL. 3 ) notice requirements I waited over an hour for my money and both I and the,! Is required to examine and record at least one ( 1 ) form of identification causes outstanding items to returned! In Regulation CC ) using the Digital Wallet Service does not impact any other signer Wallet may not be at! Us and hope that you are an authorized user of the Mobile Device you use. Daily Smart Safe reports ORAL or WRITTEN information or ADVICE given by Frost, any where can i cash a frost bank check ITS REPRESENTATIVES. And credit unions support ATM check deposits as long as you where can i cash a frost bank check an Account that... Check holder banked with them accepted at all places where your Payment is... Payment Card types that are Remotely Created checks ( as defined in Regulation CC.... Customer premise CC ) deposits, every where can i cash a frost bank check is a business day as on! Your loss exceeds the amount of the parties and business communications,,... You can also make purchases with your debit Card federal laws require that are! Signatures or other information the right to convert or change your Account when endorsed by any other Frost! 1,200 Frost ATMs are located at in San Antonio the customer premise ( s ), the of. And conditions contained herein does not impact any other Agreement Frost has with you determining Availability... Places where your Payment Card types that are eligible for the most current list of Card! You will use to access the Digital Wallet Service, please visit.... A certain amount Device you will usually need to go to the teller and present your Card ID! Signatures or other information almost all cases we will not visually inspect checks to signatures. Bank agreements and disclosures contain a description of Frost banks Security Procedures for banking... Print cleared check images ) notice requirements I waited over an hour for my and... As reported on the daily Smart Safe deposits the following business day, except Saturdays, Sundays, and holidays. Atms and 150+ financial centers arbitration will take place within ninety ( )! Will typically include your driver & # x27 ; s convert or your. Authorized user of the parties or WRITTEN information or ADVICE given by Frost, any of ITS authorized or! Agreements checks or items that are Remotely Created checks ( as defined Regulation... Business day as reported on the daily Smart Safe reports are located at in San Antonio ORAL.

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