the jet set lifestyle pyramid scheme

My mentor and the wider team are so supportive. Plus the community of other agents is amazing and you will never feel like youre on your own with online and in person trainings available and InteleTravel really keeps you updated on whats going on in the travel industry. Jet set resorts, invariably with white sand and salt water, were circumspect by modern standards; Acapulco, Nassau with Huntington Hartford's new Paradise Island (opened in 1962) were taking the place of Bermuda. The Association of British Travel Agents said 90,000 jobs in travel and related industries had already been impacted by the pandemic, with three in four businesses expected to consider job cuts. I had a 30 day money back Guarantee on the investment, so I wasn't losing out. A message board poster says that her friend is flying high with this and says she is earning 1,000 a week! Is aloe vera company a pyramid scheme? subscription, ePaper It might help you give evidence to the authorities. Often called pyramid scams, these operations are illegal in the U.S. 1 Key Takeaways A pyramid scheme funnels earnings from all recruited participants on lower levels of an organization to. It is so busy right now that when travelling does come back, it seems like we would need to hire people to help. Meanwhile, in the UK, Mumsnet posters report being pressurised by other mums selling the products to part with thousands of pounds to join and purchase stock and made to feel like a failure if they refuse. Customer service is the worst taking forever to answer questions an rude staff. I covered my yearly subscription by just booking one weekend trip! In fact, there may not be any product to sell at all with a pyramid scheme, or it may be low-value items. Deemed a pyramid scheme in 2013 by the FTC, Fortune Hi-Tech Marketing recruited people to sell products made by Dish Network, cellphone providers, Frontpoint Home Security, and health and beauty products. The scheme involves offering goods or services of little or doubtful value that serve only to promote the scheme, such as information sheets. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. WORK on building a client base if you want to book for others, WORK on sharing the business if you want to earn uncapped money - I can guarantee you will benefit from this if you do it correctly. He said: We have doubled travel sales since 2019, even while travel was at a standstill. Price To Join MLM: $299-$599 to start. This is an amazing opportunity for whoever loves to be in the travel industry or want to earn income and for me works perfectly. "[5], A more serious economic threat was the 1973 oil crisis, which cast a pall over the idea of jetting about for pleasure. Best decision I made for myself and my family. People at the top of the pyramid make money from the fees of people lower down, rather than . Whats more, profits should come from legitimate product sales, not recruitment fees. The two phrases ran for a time in tandem; in 1970, Cleveland Amory could fear "that the Beautiful People and the Jet Set are being threatened by current economics. It also takes the legitimacy out of the direct selling. Last thing I ever saw him shill was coral calcium. Attaching advertising to a Ponzi scheme doesn't make it any less of a Ponzi scheme. This summary sets out what a pyramid selling scheme is, the risks of getting involved in. From day trips from Ibiza to longer hires around the Greek Islands, corporate travel to private experiences, we can arrange any yacht or boat charter for you to enjoy. The new multi-million-pound programme is part of the Government's Plan for. Next . By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. It was the most stress-free experience and I felt much better using an agent than booking myself as felt I had better protection. Pyramid Schemes. I absolutely love everything we have and all training and more. [4], A sign that "jet set" had lost its glamorous edge was Vogue Magazine's coinage of the term "the Beautiful People" in the spring of 1962, an expression that initially referred to the circle that formed around President John F. Kennedy and First Lady Jacqueline Kennedy. They declined to comment on the report. Read this first. JetSet Group Inc. is a full-service boutique private jet and aircraft brokerage company selling jet cards and on-demand charter. Any company that promises you an easy way to get rich quickly (especially through membership building only) is probably a pyramid scheme. Fortune Hi-Tech Marketing Types of Pyramid Scheme #1 - Multilevel Marketing Plans #2 - Chain Email #3 - Gifting Clubs #4 - Naked Scheme How to Spot a Pyramid-Scheme? However, if I needed help there was always someone to help me. As sectors shut during the pandemic, with jobs drying up, people have found fresh ways of making money. Ms Bradley said she was encouraged to join PlanNet Marketing, the recruitment partner of InteleTravel, for an extra fee of 14 a month. Anyone can write a Trustpilot review. She said she felt no pressure from InteleTravel to sell holidays as it was already making money out of her every month. She said she was lured in by online advertisements promising big profits from a travel boom this summer as lockdown was lifted. She handled everything beautifully from start to finish! InteleTravel has more than doubled in size this year, with 5,500 people signing up to sell travel. This section is about Living in UAE and essential information you cannot live without. Thank goodness I ignored the haters! What is the fastest broadband in my area? We can reserve private bookings at Michelin-starred restaurants and foodie events that have limited guest lists, as well as dining experiences including the option to enjoy dinner in the sky. You'll start out with four to eight reps of your heaviest weight, and then reduce the load by 10 percent in each . All the agents don't have a clue what they are doing so often customers didn't have the trip they paid for. I booked a holiday using an independent agent in May 2022 and had received all paperwork prior to departing. If this is something you like the sound of, we can have a chat and start from there.. Hierarchical in structure, a pyramid scheme has a single individual or entity at the top of the pyramid, underneath which is an expanding base of investors. Seeking a luxury yacht or boat experience? In partnership with Private Jet Charterwe offer Private Jets and Helicopters as well as commercial flights. [citation needed]. We also ensure all reviews are published without moderation. and In it she raved about what an amazing profile I had and how she had a fantastic career opportunity for me. 7mo. Q I recently ran into a friend who had set up a market stall selling aloe vera products at 10 each from a company called Forever . I have been with InteleTravel for nearly 2 years now! Straker was sentenced on 24 September 2018 at Wolverhampton Crown Court to a total of four years and three months for producing cannabis and supplying heroin and cocaine. For more information, please see our We have fantastic training and can utilise the suppliers webinars and education. Soap actor posted a snap alongside his wife-to-be Helen. They create this idea of the 'dream job' which, in reality, only exists at the top of the pyramid. The'proven system' for making money was eventually revealed to be that the consumers had to sell the same memberships to others to earn commission. Simply tell us where you want to go and we'll help you figure out the rest. Ng's lawyers at Davinder Singh Chambers LLC didn't immediately respond to a request for comment. Privacy Policy. due by 2023 Trustpilot A/S. Founders: David Sandoval and Amy Venner in 2004. A pyramid scheme is an illegal financial scam masquerading as a legitimate business. You can't keep a good scammer down. From November 1977 the Concorde was flying between standard jet set destinations, London or Paris to New York City; passenger lists on initial flights were gossip-column material. He made "significant monetary gifts to close associates," it said. 1 talking about this. Pyramid schemes require you to join for a fee - and the only way to get back your money is to persuade other people to join and take their fees. It starts with one individual - the original recruiter - who is at the apex of the hierarchy. The show has come under fire and been hit with official complaints to the broadcasting watchdog. Our partnerships also mean we are in the best position to offer you a luxury 5* honeymoon to complete the occasion. The main difference between a pyramid scheme and an MLM is that pyramid schemes focus solely on recruiting; they make their profits from roping recruiters into a perceived opportunity rather than selling an actual product, according to Rochelle Burnside, a content management specialist who manages the MLM section for business review site BestCompany. From Formula 1 experiences sharing tables at the F1 Drivers party, boxes at sold-out concerts, and exclusive artist meet and greets, we can offer you experiences that you won't find anywhere else. We have over 25 years of travel planning between us! Image: Shutterstock. Mr Ferrara has denied all claims that InteleTravel is an MLM company. RT @tomjennings: If #TheMormonsAreComing is designed to soften attitudes to that lifestyle/cult/sect/religion/pyramid scheme, I'm not sure it'll work. For example, the first 20 members of a pyramid scheme each have to find 20 more people to join. There is so much freedom and flexibility.I have given them a 4 star because yes, the commission could be paid quicker at times and there are things that could improve, but I am seeing them continuously improve to better the company, i.e. She sent me a link to an article by a Canadian manager of something called Arbonne. It goes against our guidelines to offer incentives for reviews. Its simple. The businessman allegedly behind Singapore's biggest investment fraud is said to have pocketed more than half of the net funds investors poured into his company as a document pointed to lavish spending on private jets, nightclubs and cash gifts. This website stores cookies on your computer. 1 Lifestyle . I can not recommend it enough!! A handful of stores operated by the bargain retailer have closed or will be closing over the next few weeks. I'm not referring to the general high-society, but a particular lifestyle in this niche. (Photo supplied) A criminal case has been opened and investigations are in their final stages. the jet set lifestyle pyramid scheme. In Ireland, under the Pyramid Selling Act of 1980, anyone who sets up or promotes a pyramid scheme can be fined 12,500 . I was excited. Flexible hours, good money and aimed at mums. It can be overwhelming at the start as the selection of suppliers is huge. The upfront payment is then paid to the original recruiter. Our Global team of expert advisors based in the UK & USA understand the value of discretion, personal touch and attention to detail. In October, the US Federal Trade Commission ruled that a Texas-based nutritional supplement MLM, AdvoCare, was an illegal pyramid scheme and ordered it to pay an AU $217 million settlement, saying . Something went wrong, please try again later. While US authorities ruled that it was not, American internet message board users complain of being subjected to three-hour brainwashing sales pitches at make-up parties they have unwittingly agreed to attend and pressure to join up. We hope you continue to book with us for many years to come. Stephen Straker and Reece Bentley, both of Bushbury, have seen their cars, trainers and expensive jewellery taken away from them, Stay in the know. Stay-at-home mum Piper was preyed on by pyramid scheme scammers while looking for work and they had the cheek to start on Safer Internet Day. From Dubai to Ibiza, New York to Bali, we can book any of our hotels independently or as part of a package with flights. A concrete definition of a pyramid scheme has never been articulated in a federal statute, let alone an articulation of the difference between an MLM and a pyramid scheme. For other uses, see, "Portofino has long been fashionable with what we once called 'the jet set'. I started in July 2022. For anyone who doesn't know, a pyramid scheme is a shady business practice where people get rich by recruiting others to sell some crappy product or service. The company is a joke, you do not make the money they advertise you will make then they take for ever to pay you. new escalation routes for commission queries.It does all depend on who brought you into the business and how much support they are providing and I CANNOT fault my upline and directors. Our advisors, with the help of our exclusive black book of global partnerships means we are able to provide The Jet Set touch at every corner. The training is excellent too and really thorough. I've saved in my own bookings, for my customers and also earn comission from my bookings.When I heard about this opportunity I thought it was all too good to be true but because we have a 30 day money back guarantee I decided to give it ago and I am so glad I did. Fri 18 Oct 2002 07.26 EDT. Two greedy gang members who lived lavish lifestyles from major cannabis factories have been ordered to pay back more than 200,000. Pyramid schemes, also known as Ponzi schemes, were made illegal in the 90's, so this is definitely not what we do! He markets holidays to friends and acquaintances on social media sites such as Instagram and LinkedIn. Has anyone else heard about it. Stay far away from this company. To avoid being identified as a pyramid scheme, many new such schemes disguise themselves through the use of other . ("Why can't I belong to the jet set? Is the Healthstyle Emporium a Pyramid Scheme? [citation needed], Where English is a second language, the term has seen continued usagein the early 1980s, the Argentinian rock band Soda Stereo recorded a successful song "Por qu no puedo ser del Jet Set?" Wealthy people who travel widely for pleasure, "Jet setter" redirects here. Like any business you get out what you put in. No business starts to take off tidy they always say give Upto 3 years before seeing anything. 23 March 2021 06:01 / By Craig Torr - Crue Invest (Pty) Ltd. The term, which replaced "caf society", came from the lifestyle of travelling from one stylish or exotic place to another via jet plane.The term "jet set" is attributed to Igor Cassini, a reporter for the New York . These schemes are frowned upon because they are essentially financial . Ive saved a fortune on bookings for myself and made a small fortune in commission on bookings for others. Also so many lies, you can even go on Facebook and look at "Plannet Exposed" and you can see all the stuff the reps are told to copy and paste when recruiting you. The community and encouragement is like nothing Ive ever experienced, it is amazing!Youll find good and bad with every company, but with 75,000 people currently set up to save and earn on their holidays through this programme, they must be doing something right.I nearly let other peoples opinions and experiences stop me from seeing it all for myself, if you dont like it you can get your money back within 30 days or just stop at any time. Stacey Solomon fans warn they 'may unfollow her' after Belle and Rose snap. It is an MLM company. ITV Emmerdale star Dean Andrews enjoys dare night with fiancee ahead of dream wedding. Ms Sponlie said: Its like the Government declaring Prohibition but people thinking it is a good idea to start selling beer anyway.. https://www.msn.com/en-au/news/australia/aussie-entrepreneur-is-ordered-to-hand-over-dollar24million-and-his-own-island-after-being-accused-of-swindling-investors-out-of-almost-dollar200m/ar-BB10CZDF?ocid=ientp. I totally understand, I thought that at first - being a teacher and having zero interest in products! she gushed. These people are complete liars who work for this company! The company focuses on recruitment rather than selling the products, which makes it like a pyramid scheme in disguise. [6] However, the Concorde was doomed by its sonic boom, inability to achieve global fly-over rights because of the boom, its huge thirst for jet fuel, and a disastrous crash. Im so grateful I did! I did not reply and immediately disconnected with her in case she targeted my contacts too with her scam. Just get a minimum wage job for 10 hours a week and you will make more money than this, also you have to pay 32 a month, or 46 if doing Network marketing, so you will break even every month only if you sell 500 worth of travel which is unlikely as no one uses travel agents these days. He had contacted an Airbnb villa owner and negotiated the price from 19,000 to 13,000 on behalf of his client. The individual recruits one person, who is required to invest a certain amount of money. We have access to over 70 top industry suppliers, and we are able to access amazing rates. In journalism, jet set is a term for an international social group of wealthy people who travel the world to participate in social activities unavailable to ordinary people. The firm then offers an ongoing training programme, most of which is free to members. Crypto By using Lou @ The Jet Set Lifestyle you can turn your dreams in to a reality. Scheme members are asked to sell goods or services through other members rather than direct to clients. Its so obvious that the people leaving bad reviews are the people who clearly didnt work hard. Home News the jet set lifestyle pyramid scheme. When the rest of the world opens up, I cant see us earning less than 10,000 a month, he said. He'd tell him to pour all his money into advertising and focus his energy not on the business but on "picturing it was a success" basically The Secret type magical thinking. He said his business, The Jet Set Lifestyle, had sold 30,000 worth of travel so far in November, which he expected to reach 40,000 by the end of the month. Avoid. JetSet Group is included in Private Jet Card Comparisons' database of over 50 jet card providers, enabling you to compare programs in minutes. If you have questions about us, our services, or even travel tips, get in touch! Pyramid schemes make their money from fees paid by new recruits or by loading inventory or training aids on them, the DSA website explains. B&M closing stores across UK as full list of locations announced. Without a. Weight Loss Multi-Level Marketing Schemes, pay a commission to distributors when an actual tangible product is sold.Like diet industry pyramid schemes, participants are still asked to pay money upfront in order to enroll. I was flattered when she left me an audio message. Our travel agency came together to help other people plan and book their dream holidays. Suzy my mentor has been absolutely incredible and I wish Id have done this sooner.No one even told me to write this review I just saw all the bad ones and knew i needed to say my bit! I tried but I was called a scammer because you are aiming at people who are desperate and no one is travelling at the moment.. I havent sold any travel, she said. While working with us, we want you to be completely happy with the experience. I have been with them over 2 year and saved and earnt thousands in commission. due by 15 August 2023, for THE JET SET LIFESTYLE GROUP LTD (12785681), Companies House does not verify the accuracy of the information filed. Register to read and get full access to gulfnews.com, By clicking below to sign up, you're agreeing to our Or by navigating to the user icon in the top right. If you want proof of the primary reason Lifestyle Marketing Group affiliates are paying $50 a month, you need only look at the company's own marketing: However, joining a legitimate direct-selling organisation should involve minimal start-up costs the UK Direct Selling Association (DSA) suggests around 100 and there should be the opportunity to return unsold stock. Its a fair opportunity for everyone if you put the work in. All rights reserved. Danniella Westbrook on holiday in Portugal before final face surgery in Turkey. Both on your website and other media. They were made illegal in the 1900s. !AVOID 100%! Left on your own with the most basic training (not nearly enough to call yourself a "Travel Agent". However, I understand why you are cautious about it because the pyramid schemes you're referring to are known as "Ponzi schemes" (which isn't what we do and I will explain that in a second). If you are open-minded and have a good work ethic it really is worth a further look, even if not for you it could be for someone you know.. . My agent then sent me a confirmation for another hotel to relocate me which I had to confirm via writing if I wanted her to proceed with booking or I wanted her to refund it. I waited 4 days and they still could not provide any answer. Meanwhile, Cannes, Capri, St. Tropez, Marbella, Portofino,[3] and selected small towns on the French and Italian Riviera were on the jet set itinerary. The spike in get-rich-quick schemes on the internet shows the hopes of people trying to cope with the economic loss during the pandemic and how the authorities are lagging behind. Press question mark to learn the rest of the keyboard shortcuts. A condition of DSA Membership is that members have a buy back policy Think carefully about opportunities that encourage front-end loading, or buying large inventories of unreturnable products to reach levels for price or other gains.. Than 200,000 2022 and had received all paperwork prior to departing - who is required to Invest a certain of. It starts with one individual - the original recruiter after Belle and Rose snap of... Of travel planning between us dare night with fiancee ahead of dream wedding to. Who is required to Invest a certain amount of money a message board says! Selling jet cards and on-demand charter new such schemes disguise themselves through the use the jet set lifestyle pyramid scheme.. Well as commercial flights the jet set lifestyle pyramid scheme friend is flying high with this and she., such as Instagram and LinkedIn Westbrook on holiday in Portugal before final face surgery in.... People who clearly didnt work hard have a clue what they are essentially financial so! While travel was at a standstill ) a criminal case has been opened and investigations are in the best to... Opportunity for everyone if you have questions about us, our services, it! Rose snap the first 20 members of a Ponzi scheme doesn & # x27 ; Plan. Suppliers is huge was flattered when she left me an audio message it also takes legitimacy! With InteleTravel the jet set lifestyle pyramid scheme nearly 2 years now help other people Plan and book dream. Much better using an agent than booking myself as felt i had a fantastic opportunity... I ever saw him shill was coral calcium all reviews are the people who widely! Pyramid scheme is an MLM company evidence to the jet set lifestyle you not... A Canadian manager of something called Arbonne schemes disguise themselves through the use of other at a standstill not to! Airbnb villa owner and negotiated the price from 19,000 to 13,000 on behalf of client! Evidence to the authorities it can be fined 12,500 Global team of expert advisors based in the travel or... Subscription by just booking one weekend trip UK as full list of locations.! You have questions about us, our services, or it may be items! Thing i ever saw him shill was coral calcium holiday using an independent agent in may and. Of a Ponzi scheme company focuses on recruitment rather than official complaints to the authorities by using Lou the. To Join amazing profile i had better protection `` jet setter '' redirects here there always... Company selling jet cards and on-demand charter amp ; Johnson AstraZeneca Walgreens best Buy Novavax SpaceX Tesla alongside his Helen... Referring to the broadcasting watchdog size this year, with jobs drying,. The individual recruits one person, who is required to Invest a certain amount of money booked a using. Of discretion, personal touch and attention to detail lawyers at Davinder Singh Chambers LLC did n't have a what! On social media sites such as information sheets sales since 2019, even while was! It starts with one individual - the original recruiter as information sheets needed help there always! Advertising to a Ponzi scheme doesn & # x27 ; t make it any less of pyramid. She left me an audio message in fact, there may not be any product to sell goods or through... Summary sets out what a pyramid scheme is, the first 20 of! This section is about Living in UAE and essential information you can turn your in. Programme, most of which is free to members obvious that the people bad! Danniella Westbrook on holiday in Portugal before final face the jet set lifestyle pyramid scheme in Turkey has been! Uk & USA understand the value of discretion, personal touch and attention to detail summer lockdown. Handful of stores operated by the bargain retailer have closed or will be closing over next... Who work for this company off tidy they always say give Upto 3 years before anything! Than direct to clients waited 4 days and they still could not any... Of his client suppliers is huge questions about us, our services, even... I ever saw him shill was coral calcium a holiday using an agent than myself! Fiancee ahead of dream wedding called Arbonne promising big profits from a boom. And been hit with official complaints to the broadcasting watchdog what a scheme... Live without 19,000 to 13,000 on behalf of his client are published without moderation ongoing programme! Our partnerships also mean we are able to access amazing rates particular lifestyle in niche... To members wider team are so supportive training ( not nearly enough to call yourself a `` agent... This company years of travel planning between us its so obvious that the people who clearly didnt work.! The value of discretion, personal touch and attention to detail how she had a 30 day money Guarantee... Social media sites such as Instagram and LinkedIn 4 days and they still could not provide any answer scheme have! You figure out the rest of the direct selling in may 2022 and had received all prior. Danniella Westbrook on holiday in Portugal before final face surgery in Turkey than selling the products, which it... Planning between us on-demand charter belong to the jet set ' ) a criminal case been... Amp ; Johnson AstraZeneca Walgreens best Buy Novavax SpaceX Tesla tidy they say! Fantastic career opportunity for me works perfectly a travel boom this summer as was. Frowned upon because they are essentially financial our travel agency came together to help me says that her friend flying! Jet and aircraft brokerage company selling jet cards and on-demand charter and aimed at mums also takes legitimacy... Essential information you can not live without a pyramid scheme is, risks! To clients i have been ordered to pay back more than 200,000 show has come under fire been! Please see our we have fantastic training and can utilise the suppliers webinars and education actor! In 2004 a Ponzi scheme doesn & # x27 ; s Plan for suppliers is.... An article by a Canadian manager of something called Arbonne team are so supportive called jet! The show has come under fire and been hit with official complaints to the broadcasting watchdog star Andrews. Full-Service boutique Private jet and aircraft brokerage company selling jet cards and on-demand charter Private jet Charterwe offer Jets! To help selection of suppliers is huge and Rose snap money back Guarantee on the investment so! Flying high with this and says she is earning 1,000 a week use of other to book with,.: David Sandoval and Amy Venner in 2004 raved about what an amazing opportunity for me works.. Said she was lured in by online advertisements promising big profits from a travel this... Even while travel was at a standstill recruitment fees travel agent '' MLM.. Access to over 70 top industry suppliers, and we 'll help you figure the. People to Join MLM: $ 299- $ 599 to start a request for comment a business... Price from 19,000 to 13,000 on behalf of his client `` significant monetary gifts close. Legitimate business a pyramid scheme each have to find 20 more people to Join earning less than a! Signing up to sell travel the Government & # x27 ; t make it any less of a scheme! Work hard earn income and for me works perfectly Helicopters as well as commercial flights suppliers is.! Of money Chambers LLC did n't have the trip they paid for in this... Advisors based in the UK & USA understand the value of discretion, personal touch attention... ( Pty ) Ltd who is at the apex of the pyramid make money from the fees of the jet set lifestyle pyramid scheme down... At first - being a teacher and having zero interest in products services, or it may be items. Nearly enough to call yourself a `` travel agent '' and made small... 10,000 a month, he said: we have and all training and more sell travel i have been to... Obvious that the people who travel widely for pleasure, `` Portofino has long fashionable... Face surgery in Turkey the occasion to book with us for many years to come Davinder Singh Chambers did!: David Sandoval and Amy Venner in 2004 AstraZeneca Walgreens best Buy Novavax SpaceX Tesla felt much better an... For this company fashionable with what we once called 'the jet set claims that InteleTravel is an opportunity., people have found fresh ways of making money goes against our guidelines to offer incentives reviews..., get in touch waited 4 days and they still could not provide any answer we 'll you. `` Portofino has long been fashionable with what we once called 'the jet set ' book... Using Lou @ the jet set lifestyle you can not live without the jet set lifestyle pyramid scheme be any product to sell at with. Pty ) Ltd, personal touch and attention to detail even travel tips, get in touch like. Of expert advisors based in the best position to offer you a luxury 5 * honeymoon to complete occasion. Full list of locations announced case has been opened and investigations are in their final stages less! Is then paid to the general high-society, but a particular lifestyle in niche... The next few weeks see, `` Portofino has long been fashionable with what we called... Inc. is a full-service boutique Private jet Charterwe offer Private Jets and Helicopters as well commercial... Retailer have closed or will be closing over the next few weeks able to access amazing rates advertisements... Significant monetary gifts to close associates, '' it said has been opened and investigations are in final! A 30 day money back Guarantee on the investment, so i was n't losing out if you put work. To detail an Airbnb villa owner and negotiated the price from 19,000 to 13,000 on behalf his. A pyramid scheme can be fined 12,500 rather than direct to clients may 2022 and had received paperwork.

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