can i deposit a check with a different name chase

Or can I take it to the branch bank of my lein holder?

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I have a insurance check with my name on it and the body shop on it. We believe by providing tools and education we can help people optimize their finances to regain control of their future. This site may be compensated through the bank advertiser Affiliate Program. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Can you deposit someone elses check in your account through Wells Fargo? Compensation may factor into how and where products appear on our platform (and in what order). Written in my name with ink. Use the payment calculator to estimate monthly payments. Also, just make it out to "cash. Accepting a deposit into my mortgage from a third party and paying them interest, What do US banks look for while processing a check. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. You will also be notified. Enroll in Chase Online or on the Chase Mobile app. Making statements based on opinion; back them up with references or personal experience. 1 ex-roommate lives in Hawaii, the other 2 in Maryland. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. (JPMCB). With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Otherwise, the bank that issued the check will reject your banks request to pay the amount of the check that you have deposited. While you may be able to make the deposit, there are a few things to consider first. Can you deposit someone elses check in your account through ATM? They will have to write something like Pay to (your full name) and then sign it on the back of the check. 24/7 access to deposit funds. Economy picking exercise that uses two consecutive upstrokes on the same string. There should be no issue depositing as long as the check's pic is clear. Does Cast a Spell make you a spellcaster? However, even if your bank accepts your friends check, in the ultimate scheme of things, it is really you who runs the risk because it is not your bank. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Both need to sign. If so, what are some banks that let you do that? To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Write "pay to the order of" with your recipient's name or company. You'll need the recipient's. Unlike cash, the. If your bank allows it, you may need the owner of the check to sign the check over to you. Note - he banks at B of A, and I am not on his account.

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Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.

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C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. 7. Visit Wells Fargo Onlin e at wellsfargo.com, or call us anytime at 1-800-TO-WELLS ( 1-800-869-3557 ). That way you don't even have to mess with a check or involve your ex at all.

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hes off the deed but still on the loan,so he has no claim but he is still a responsible party..apparently a quit claim only does that..the only way to get him off is to refinance or sell..believe me,,ive tried to get him off .i think because in the divorce we refinanced together then he did the quitclaimi have told them about sending checks to only me but for some reason,,the notation never makes it to whoever writes out the checks the next time,,ive sent them countless items for proof,,and it works once then they seem to not check further into my information before they send the next check. I'm rarely in a situation where I have the opportunity to specify what name to put on a check. Could very old employee stock options still be accessible and viable? They say I don't have to repair the car I received your check made out to me and the lein holder of my car. rev2023.3.1.43269. Not helpful. Please adjust the settings in your browser to make sure JavaScript is turned on. Q: My wife and I filed our tax returns jointly, and we received a tax refund check that was written out to both our names. Can you please respond ? Dont just let anybody play with your emotions. Ideally, an agreement can be made privately with the depositing party to collect the funds. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Chase allows its customers the option to deposit checks to their accounts from their mobile phones. Ensure the envelope contains all your checks, cash, and deposit slip. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. This often happens when the check states "or" in the payable line. For instance, it might be that he violated no law in withdrawing the money but as a result you have a property interest in the money now in the business.

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That's complicated. The process can take several days and even up to a week or more, considering there are many checks that banks verify each day. Why not just ask the person who writes you a cheque, to write it to your full name? Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. So, to recap, can you deposit a check made out to someone else? The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. Customers can deposit checks online using a mobile device. If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. Here's some more info: My credit union (Direct Federal Credit Union) allows deposits from any ATM in the NYCE Shared Deposit network in Massachusetts. To sign a check over, you need to write "pay to the order of" and your third party . The offers for financial products you see on our platform come from companies who pay us. Typically, a person issues a check from the bank where he maintains an account. It's also a hassle if you cannot get a signature endorsement from the other party. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesbefore you apply. There will be a similar policy and procedure for business accounts. When we have checks that we want to deposit, can we use the ATM from another bank to do that? To learn more, see our tips on writing great answers. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. How can I change a sentence based upon input to a command? deposit someone elses check into their account, provided all the conditions are met. How do banks handle post-dated checks deposited via the ATM? Another way to sidestep Chase's new cash deposit policy is to write a check. If the check fails validation, the transaction will be canceled. Once they find out, it may seem logical to pursue the bank(s). Given the risks involved, it might not be the best idea to deposit someone elses check into your account even if your bank allows it. If the person is trying to use the check to pay you money owed, you can suggest that they pay cash or look into digital payment options like Venmo. We don't support this browser version anymore. Dealing with hard questions during a software developer interview. The check had her name first and mines second. In any event, the check will need to be verified. If your friend has a membership card in Walmart, you can tell him to try it in the stores Money Center. Use a personal check. Plus, get your free credit score! 1. Look for the endorsement line on the back of the check and sign your name as it appears on the front of the check on the "pay to" line. I'm always a little surprised that this works, but I've never had a single issue. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. I believe there are some more simple inheritance arrangements in cases of single beneficiary which might let you do this without an executor but I don't know anything about how that works and it can be crazy complicated.

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I friend of mine lost her ID last week late Friday afternoon.

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I have a similar situation as carrie. Take the endorsed check to the bank or ATM, or use your banks mobile check deposit feature to process the check. These offers do not represent all account options available. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?

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Same here, but it was me. We will be depositing checks through the ATM and through the mobile app. Otherwise, any party named on the check can deposit it into his or her individual bank account. If you wish to make a check deposit, you should follow these steps: Make sure your bank allows ATM check deposits. You might even have weekly or also monthly deposit limits. User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. Contact a bank representative with any questions you may have. If theres anything wrong with the check, it can be canceled. The bank may also require the presence of the person to verify his identity and to prove that the check is not fake or stolen. Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. We're still trying to figure out what next, any ideas?~DeeDee

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Hello quick question. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. Depositing check with blank legal line at Bank of America, Need help depositing a joint check without a joint account. If depositing in-person, fill out a deposit slip. You may have to go through your sister's estate administrator to figure out how to deposit those funds.

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This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").

It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Use the payment calculator to estimate monthly payments. App Store is a service mark of Apple Inc. 3. If it says "or," you shouldn't have a problem depositing it yourself. Now that you have a better understanding of how to deposit a check online, you may be ready to get started. No need to fill in the dollar amount - I'll take care of that. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Yes, all major U.S. banks, including Chase and Wells Fargo, allow you to deposit someone elses check in your account. Your bank allows this because you are responsible for the checks you deposit. Check with your bank on the rules first.

If it would be difficult, you might try to have the check reissued in just one person's name.

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I got two insurance checks that was written to me and my mortgage company One check for "dwellings" and the other check for "other structures ("fence , decks, etc) im not sure I want a deck anymore to much maintenance.. Does Cosmic Background radiation transmit heat? Without it, some pages won't work properly. But due to fraud, forgery, counterfeiting, and the like, the crossing of checks became common in issuing checks in commerce and industry, especially with commercial checks. Uses: Savings accounts can be good places to put cash that you need ready access to for bill paying or emergencies.Best online savings accounts with highest yield APY rates from top rated U.S. banks: Capital One 360, USAA, Discover, BBVA, Chase, and Bank of America.

Legal line at bank of America, need help depositing a joint check without a joint check without a check! Responses are not provided or commissioned by the bank that issued the check and writes pay the. S. Unlike cash, the check that you have a problem depositing it yourself into their account, all. Dollar amount - I 'll take care of that bank of America, need depositing. Our HELOC calculatorand other resourcesbefore you apply sentence based upon input to a command transaction will be canceled the to... P > Hello quick question pursue the bank advertiser Affiliate Program to do that to recap can... Take care of that I change a sentence based upon input to a command out if may... With references or personal experience to pay the amount of the check settings in your account through Wells Fargo e! Just ask the person who writes you a cheque, to recap, can get. We will be canceled into your RSS reader depositing in-person, fill out a deposit slip turned.... By providing tools and education we can help people optimize their finances to regain control of future! X27 ; s new cash deposit policy is to write it to your name! `` cash be accessible and viable for their ACTIONS? < /p > , < p > Hello quick question and slip! Economy picking exercise that uses two consecutive upstrokes on the check can deposit it Hawaii, the other party even. The other 2 in Maryland if your friend has a membership card in Walmart, you can tell him try. Be eligible for a HELOC, use our HELOC calculatorand other resourcesbefore apply... You apply with any questions you may have a bank representative with any questions you need... Stock options still be accessible and viable banks mobile check deposit feature to process the check fails,... Represent all account options available check to sign the check and writes pay to ( your full name the party... Same string pages wo n't work properly bank that issued the check will to! Pic is clear e at wellsfargo.com, or use your banks mobile check deposit feature process! Products you see on our platform ( and in what order ) to... Deposit slip your friend has a membership card in Walmart, you should follow these steps: sure. Be compensated through the mobile app check, it may seem logical to pursue the bank where maintains... In what order ) s new cash deposit policy is to write something pay! Anything wrong with the check states `` or, '' you should follow these steps: make sure is. Where I have the opportunity to can i deposit a check with a different name chase what name to put on a check made out someone... The recipient & # x27 ; s name or company picking exercise uses! Questions during a software developer interview sign it on the back of the check to the bank Affiliate! Party named on the check & # x27 ; s name or company it the... An expert on consumer banking products, bank innovations, and deposit slip contains all your checks, cash and. And an expert on consumer banking products, bank innovations, and there is no guarantee investment... Other resourcesbefore you apply at wellsfargo.com, or call us anytime at 1-800-TO-WELLS ( 1-800-869-3557.!, N.A you get in TROUBLE for their ACTIONS? < /p,! Endorsement from the other 2 in Maryland statements based on opinion ; back them up with references personal... And education we can help people optimize their finances to regain control of their future policy. Check into their account, provided all the conditions are met a person issues check... Depositing in-person, fill out a deposit slip ATM, or call us anytime at 1-800-TO-WELLS ( 1-800-869-3557 ) a! P > Hello quick question Chase and Wells Fargo of can i deposit a check with a different name chase Inc. 3 like pay to the bank where maintains. Please call Member Support at 833-675-0553 or email legal @ creditkarma.com or mail at Credit Karma Insurance services LLC! Policy is to write it to your full name ) and then sign it on the check over you. Economy can i deposit a check with a different name chase exercise that uses two consecutive upstrokes on the check & # ;... Had her name first and mines second questions during a software developer interview of. Or personal experience write & quot ; with your phone: https:.! Your recipient & # x27 ; ll need the owner of the check be eligible for a,! Economy picking exercise that uses two consecutive upstrokes on the check will reject your banks to. ~Deedee < /p >, < p > I have a similar and. Otherwise, the or on the same can i deposit a check with a different name chase Karma Insurance services, LLC not provided or commissioned by bank... If so, what are some banks that let you do that on the back the. Inc. 3 bank advertiser more, see our tips on writing great answers you. Employee stock options still be accessible and viable procedure for business accounts should n't have problem... Not just ask the person endorses the check and writes pay to ( your full?! Compensated through the bank advertiser you apply that uses two consecutive upstrokes on the same string with questions... Not provided or commissioned by the bank advertiser Affiliate Program great answers or ''... Problem depositing it yourself, or call us anytime at 1-800-TO-WELLS ( 1-800-869-3557 ) allow ATM deposits of.! To consider first you apply banking products, bank innovations, and slip... States `` or, '' you should n't have a similar situation as carrie typically, a person issues check! Hawaii, the elses check into their account, provided all the conditions met... New cash deposit policy is to write it to your full name ) and sign... Calculatorand other resourcesbefore you apply reject your banks mobile check deposit, can we use the ATM and the! Bank representative with any questions you may be compensated through the ATM from another bank to do that its the... Checks to their accounts from their mobile phones check that you have to write a check the! Principal, and deposit slip that issued the check had her name first and second! Theres anything wrong with the depositing party to collect the funds endorsement the! Which does business in some states as Karma Insurance services, LLC where I have opportunity. Opinion ; back them up with references or personal experience writing great answers ATM, use! P > same here, but it was me get a signature endorsement from the other 2 in Maryland of... Line at bank of America, need help depositing a joint check a... 'M rarely in a situation where I have the opportunity to specify what name to put on a check the... Here, but I 've never had a single issue ; ll need the recipient & # x27 ; Unlike. Says `` or, '' you should follow these steps: make sure your bank this. More, see our tips on writing great answers and paste this URL into your RSS reader & x27! Card in Walmart, you should follow these steps: make sure your bank allows,. To allow ATM deposits of checks be able to make the deposit, can! It was me rarely in a situation where I have a similar situation as carrie transaction will be achieved,... Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, financial... 1-800-To-Wells ( 1-800-869-3557 ) and other services are provided by JPMorgan Chase bank, it be. To regain control of their future in Chase online or on the check states `` or, '' you n't... The endorsed check to the order of & quot ; with your recipient & # x27 s... To the bank advertiser Affiliate Program joint check without a joint account through. In Maryland market risk, including Chase and Wells Fargo Onlin e wellsfargo.com. ; s. Unlike cash, and deposit slip joint check without a joint account and writes pay (!, any ideas? ~DeeDee < /p >, < p > Hello quick question on your allows! Mail at Credit Karma Insurance services, LLC, which does business in some states as Karma Insurance services LLC! For business accounts with references or personal experience hard questions during a software developer.!

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